Working capital facility is a financial alternative for companies that need funds for any purpose. It is granted up to the amount of PLN 1.5 million, in the form of an instalment credit, for a maximum period which does not exceed 10 years or as a revolving credit. In case of revolving credit the client may repay the entire amount before the scheduled repayment date and take out again a credit facility which does not exceed the amount of the pre-established credit limit.

Many companies are struggling with the need for constant access to financial resources, related to the company’s day-to-day operations, but they lack their own resources. The solution to liquidity problems is a working capital loan, which enables the repayment of unexpected expenses. This type of loan is granted quickly – it usually takes one day to make the decision on the type of loan granted and select an appropriate bank offer.

The cost of the loan is determined individually for each customer – a minimum of 5% per annum. Working capital facilities up to the amount of PLN 500,000 are granted in a simplified procedure which does not require mortgage security. The loan is granted in a single payment or in tranches.